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● COVERAGE

What we fix. In plain English.

Five categories. The same answer, every time you call: yes, we cover it; yes, we are sending someone.

HVAC
01 / HVAC

Heating, cooling, ductwork.

Canadian winters are not theoretical. We cover the systems that keep your house warm in February and cool in July, regardless of brand or age at enrollment.

● Covered
  • Gas, oil, and electric furnaces
  • Heat pumps and mini-splits
  • Central air conditioners
  • Boilers and in-floor radiant
  • Ductwork, dampers, venting
  • Thermostats and zone controls
● Not covered
  • Routine filter replacement
  • Annual maintenance tune-ups
  • Geothermal loop fields
  • Refrigerant lines outside the cabinet
In February of last year, we replaced 41 furnaces in Ontario alone. Average homeowner cost: zero.
Plumbing
02 / Plumbing

Water heater, pipes, fixtures.

Pipes that fail tend to fail at three in the morning. We send a licensed plumber within hours, not days.

● Covered
  • Hot water tanks and tankless units
  • Supply and drain lines inside the home
  • Toilets and tank components
  • Faucets and shut-off valves
  • Sump and ejector pumps
● Not covered
  • Municipal service lines past the meter
  • Septic tank pump-outs
  • Cosmetic refinishing of tubs
Last winter, we replaced 612 hot water tanks across Canada. Average time from call to hot water restored: 19 hours.
Electrical
03 / Electrical

Panel, wiring, outlets.

We dispatch master electricians for everything inside the panel and the walls behind it.

● Covered
  • Main panel and breakers
  • Sub-panels and disconnects
  • Branch wiring inside walls
  • Outlets, switches, dimmers
  • Hard-wired smoke and CO detectors
● Not covered
  • Service drops from the utility pole
  • Solar inverters and battery banks
  • Low-voltage data and AV wiring
We replaced 184 main panels in 2024, most as preventive upgrades after thermal-imaging flagged risk during an unrelated visit. No charge.
Appliances
04 / Appliances

Fridge, range, dishwasher, laundry.

The major appliances in your kitchen and laundry, regardless of brand. If we cannot repair it, we replace it with a comparable model.

● Covered
  • Refrigerator and freezer
  • Range, cooktop, wall oven
  • Built-in microwave and range hood
  • Dishwasher
  • Washer and dryer
● Not covered
  • Small countertop appliances
  • Wine refrigerators (available as add-on)
  • Cosmetic dings and finish wear
A Subzero refrigerator failed in a Westmount kitchen last March. Repaired and operational in 31 hours. Homeowner paid nothing.
Roof
05 / Roof

Leaks and exterior penetration.

We fix what is leaking. For full roof replacement, we coordinate with your insurance carrier and supervise the work.

● Covered
  • Active leaks through the roof deck
  • Flashing around chimneys and vents
  • Sealants at exterior penetrations
  • Emergency tarp service
● Not covered
  • Full re-roofing for age or wear
  • Gutter cleaning and replacement
  • Skylight glass replacement
After an ice storm in Quebec last January, we attended 87 active leaks within 36 hours. Every homeowner paid zero.
Call 1-800-PROTECT